Grow Your Money Safely While Protecting Your Family for Life
Discover how an Indexed Universal Life (IUL) plan lets you build tax-advantaged wealth, borrow from yourself,
and lock in lifelong protection without risking market losses.
✔ Licensed Financial Professionals
✔ No Obligation Review
✔ 100% Private & Secure
✔ Custom Personalized Proposal
Who We Are
Legacy Advocate Group is a team of licensed financial professionals specializing in life insurance, tax-advantaged wealth strategies, and long-term financial planning.
We help families, homeowners, and professionals:
✔ Protect their income
✔ Build safe, tax-advantaged wealth
✔ Create lifelong financial security
✔ Structure tax-free retirement income
✔ Leave a legacy that lasts generations
We work with top-rated insurance carriers, using customized analysis to match you with the best IUL plan for your goals — with zero pressure, zero hidden fees, and complete transparency.
Our Mission:
To help everyday families build wealth safely, avoid market risk, and secure their financial future with smart
modern planning tools like IUL.
Why UIL?
Perfect for long-term wealth building, protection, and tax-advantaged retirement planning.
1. Growth Without Market Risk
Your cash value grows based on an index but you’re not actually in the stock market.
2. Lifetime Protection for Your Family
A permanent life insurance plan that never expires as long as premiums are paid.
3. Tax-Free Access to Cash Value
Borrow against your money tax-free to fund retirement, emergencies, college, investments, and more.
4. Tax-Free Death Benefit
Your family receives a tax-free payout when they need it most
5. Flexible Premiums
You can reduce, increase, or pause premiums (within limits), giving you total control.
Explore the benefits of IUL’s approach to secure, sustainable financial growth and family protection
1. Premium Allocation Benefit
Part pays for insurance → part grows your cash value.
2. Index-Linked Growth
Growth is tied to a major market index but you're not invested in the stock market.
3. Caps & Floors
✔ Cap limits max gains
✔ Floor (0%) prevents losses
4. Tax-Deferred Compounding
Your money grows faster because taxes don’t reduce gains.
5. Tax-Free Access via Loans
Borrow against your money tax-free for retirement, emergencies, or opportunities.
Our Services
Comprehensive Financial Solutions
Personalized wealth growth strategies
Family protection and legacy planning
Tax-advantaged savings options
Retirement income planning
Ongoing support and financial reviews
Who this is for
Between the ages of 28–55 and focused on long-term financial growth
Parents seeking to protect and build generational wealth
Homeowners looking to secure their family’s financial stability
Professionals planning for a tax-advantaged retirement strategy
Individuals who want safe, consistent cash-value growth without market risk
Anyone committed to building a strong, long-term financial foundatioN
Start Your Journey to Financial Security
Take the first step toward a secure financial future. Schedule your free
no-obligation consultation with an IUL advisor and discover how we can help you achieve your goals.
Frequently Asked Questions
What is an IUL?
An Indexed Universal Life (IUL) policy is a type of permanent life insurance that offers both a death benefit and cash value growth linked to a market index.
How does IUL help grow my money?
IUL policies allow your cash value to grow based on the performance of a market index, with downside protection to help minimize risk.
Is my family protected with IUL?
Yes, IUL provides a death benefit to your beneficiaries, ensuring your loved ones are financially secure.
Can I access my money if needed?
You can access your policy’s cash value through loans or withdrawals, offering flexibility for life’s unexpected needs.
Contact Us to know more
